Is This A Good Idea?

     From the Montgomery Advertiser:


Michelle Clampit expected financial relief to arrive soon in the form
of an income tax refund check. She was counting on it, in fact. ...


But
no deposit was made, and when she checked the IRS website to find out
what happened, she was referred to the Social Security Administration.


The
Wetumpka resident said she had no idea she possibly could have